Effort underway to strike
The following article was submitted by Anna Stanley, Jewell County Register of Deeds and approved for publication by the Jewell County Commissioners. It expresses opinions.
The State of Kansas Register of Deeds Association has recently had their hands full fighting a piece of legislation that could affect not only the register of deeds offices, but also any homeowner in the State of Kansas.
The State of Kansas is one of nine states in the U.S. that has a mortgage registration fee. This fee was established in the State of Kansas in 1925, and in 1930 the Supreme Court declared this law constitutional. This fee is a one time user fee. When a new mortgage is filed within the office of the register of deeds, a homeowner is charged a fee based upon the total indebtedness of the mortgage. There is a .0026 percent fee charged for every dollar of indebtedness. Farm Credit Banks and the capital, reserves, and surplus thereof, and the income derived therefrom, are exempt, HUD, the VA, certified development corporations, and the South Central Kansas Economic Development District are also exempt.
The Kansas Bankers Association is putting forth a campaign to change this particular legislation citing the mortgage registration fee as "unfair" to banks because of all the organizations that are exempt. They are claiming to lose business to these federally funded organizations who are not expected to pay this fee. Kansas counties have been fighting this change and bring forth the facts of mortgages in the State of Kansas.
In Jewell County, for the years 2012-2013, the mortgages filed from exempt lenders was an average 14 percent, and out-of-state lenders was 15 percent. That left the other 71 percent of mortgages to the banks in Kansas who were required to pay the registration fee. If this fee is removed from Kansas statutes, what will happen to the county funding that will be lost? It is estimated that around $7 million would be lost to Kansas counties a year from this.
This could also mean that property and sales tax could increase, so those of you who have already paid the "one time" user fee when filing your mortgage will have to pay even more every year to be a homeowner. Kansas counties have been appealing to their state representatives and senators to support the Register of Deeds Association in fighting this issue with the Kansas Bankers Association. Ultimately it is the homeowners across the State of Kansas who would be impacted the most. It is your homes that could be taxed more if this happens. Even those of you who have paid off your mortgages may get a tax increase on your home. How can Kansas Bankers Association speak of leveling the playing field when every homeowner across the State of Kansas are the ones who are going to have to pay the price?
holds customer appreciation event
Last Monday through Wednesday, Bohnert Welding and Pioneer Seed held their annual Pioneer Day Customer Appreciation at their facility in Jewell. On hand in Jewell Tuesday was Ryan Harms, Concordia, Pioneer account manager.
"I became a Pioneer seed rep in 1975, I'm going on 39 years," said Darrell Bohnert.
Pioneer Day used to be nationally recognized but the company stopped that several years ago. Now the seed reps sponsor their own Pioneer Days in whatever way and whenever they wish.
After being in the business for two or three years, Darrell started hosting a Pioneer Day Customer Appreciation in November, where he and wife Deb served the customers donuts and coffee.
"My Pioneer Day Customer Appreciation is held during the biggest selling season time of the year. Pioneer is offering early pay discounts by ordering and paying early. And by our customers placing early orders they stand a better chance of being able to purchase the hybrids they want," said Darrell.
This year Deb prepared and served chili, several relish trays, donuts, coffee, tea and pop to more than 300 patrons during the three day event. Purchasing customers also received Pioneer sweatshirts or hoodies.
"We really appreciate our Pioneer seed customers and this is just one way we can thank them for allowing us to serve them," said Darrell.
At the present time Darrell has 24,000 units of soybeans on hand and the warehouse is full of grains, sorghum, corn and sedan. The seed won't leave the facility until April some time.
Bohnert receives most of his soybean seed from the Pioneer distribution site in Litchefield, Ill., which is just north of St. Louis. Corn is received from the Pioneer facility in York, Neb., and the Sorghum from a facility in Texas.
"In May our son, Damon, will be graduating from K-State and will be joining us in the Pioneer seed business here in Jewell. Deb and I are really looking forward to this," said Darrell.
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